{
  "title": "Grundversicherung: günstigstes Angebot mit 25 und mit 26, genehmigte Prämien 2027",
  "source": "Bundesamt für Gesundheit (BAG), genehmigte Prämien OKP 2027, Open Data (Prämien_CH.csv)",
  "source_url": "https://opendata.swiss/de/dataset/health-insurance-premiums",
  "data_release": "release-2026-09-29",
  "tariff_year": 2027,
  "profile": "Franchise CHF 2’500, ohne Unfalldeckung, alle Versicherungsmodelle; je Altersgruppe das günstigste Angebot aller Krankenkassen der Prämienregion",
  "limitations": [
    "Mit 25 und mit 26 können verschiedene Krankenkassen und Modelle am günstigsten sein; das ist kein Prämiensprung derselben Police.",
    "Alternative Modelle haben Zugangsregeln (Praxis, Telmed/digital, Flex).",
    "Keine persönliche Offerte."
  ],
  "offers": [
    {
      "postcode": "8001",
      "city": "Zürich",
      "age": 25,
      "region": "ZH · Region 1",
      "insurer": "Assura",
      "model": "Flex",
      "tariff": "QualiMed",
      "monthly_chf": "238.30"
    },
    {
      "postcode": "8001",
      "city": "Zürich",
      "age": 26,
      "region": "ZH · Region 1",
      "insurer": "Sanitas",
      "model": "Telmed/digital",
      "tariff": "TelMed Basic",
      "monthly_chf": "384.05"
    },
    {
      "postcode": "3011",
      "city": "Bern",
      "age": 25,
      "region": "BE · Region 1",
      "insurer": "Sanitas",
      "model": "Praxis (Hausarzt/HMO)",
      "tariff": "Hausarztmodell 1",
      "monthly_chf": "256.25"
    },
    {
      "postcode": "3011",
      "city": "Bern",
      "age": 26,
      "region": "BE · Region 1",
      "insurer": "Sanitas",
      "model": "Praxis (Hausarzt/HMO)",
      "tariff": "Hausarztmodell 1",
      "monthly_chf": "410.00"
    },
    {
      "postcode": "6300",
      "city": "Zug",
      "age": 25,
      "region": "ZG · Region 0",
      "insurer": "Agrisano",
      "model": "Telmed/digital",
      "tariff": "AGRIsmart",
      "monthly_chf": "148.00"
    },
    {
      "postcode": "6300",
      "city": "Zug",
      "age": 26,
      "region": "ZG · Region 0",
      "insurer": "Helsana",
      "model": "Praxis (Hausarzt/HMO)",
      "tariff": "Helsana BeneFit PLUS Hausarzt R1",
      "monthly_chf": "213.20"
    },
    {
      "postcode": "1201",
      "city": "Genf",
      "age": 25,
      "region": "GE · Region 0",
      "insurer": "KPT",
      "model": "Telmed/digital",
      "tariff": "KPTwin.smart - Hausarzt mit App",
      "monthly_chf": "302.00"
    },
    {
      "postcode": "1201",
      "city": "Genf",
      "age": 26,
      "region": "GE · Region 0",
      "insurer": "Assura",
      "model": "Flex",
      "tariff": "QualiMed",
      "monthly_chf": "449.60"
    },
    {
      "postcode": "1003",
      "city": "Lausanne",
      "age": 25,
      "region": "VD · Region 1",
      "insurer": "Sanitas",
      "model": "Praxis (Hausarzt/HMO)",
      "tariff": "Hausarztmodell 1",
      "monthly_chf": "276.20"
    },
    {
      "postcode": "1003",
      "city": "Lausanne",
      "age": 26,
      "region": "VD · Region 1",
      "insurer": "Assura",
      "model": "Telmed/digital",
      "tariff": "MediTel",
      "monthly_chf": "427.00"
    },
    {
      "postcode": "6900",
      "city": "Lugano",
      "age": 25,
      "region": "TI · Region 1",
      "insurer": "Sanitas",
      "model": "Praxis (Hausarzt/HMO)",
      "tariff": "Hausarztmodell 1",
      "monthly_chf": "297.35"
    },
    {
      "postcode": "6900",
      "city": "Lugano",
      "age": 26,
      "region": "TI · Region 1",
      "insurer": "KPT",
      "model": "Praxis (Hausarzt/HMO)",
      "tariff": "KPTwin.plus - HMO-Hausarzt",
      "monthly_chf": "473.00"
    },
    {
      "postcode": "9000",
      "city": "St. Gallen",
      "age": 25,
      "region": "SG · Region 1",
      "insurer": "Sanitas",
      "model": "Praxis (Hausarzt/HMO)",
      "tariff": "Hausarztmodell 1",
      "monthly_chf": "218.50"
    },
    {
      "postcode": "9000",
      "city": "St. Gallen",
      "age": 26,
      "region": "SG · Region 1",
      "insurer": "Sanitas",
      "model": "Praxis (Hausarzt/HMO)",
      "tariff": "Hausarztmodell 1",
      "monthly_chf": "346.05"
    },
    {
      "postcode": "4051",
      "city": "Basel",
      "age": 25,
      "region": "BS · Region 0",
      "insurer": "Sanitas",
      "model": "Praxis (Hausarzt/HMO)",
      "tariff": "Hausarztmodell 1",
      "monthly_chf": "282.30"
    },
    {
      "postcode": "4051",
      "city": "Basel",
      "age": 26,
      "region": "BS · Region 0",
      "insurer": "Mutuel",
      "model": "Telmed/digital",
      "tariff": "SanaTel (Telemedizin)",
      "monthly_chf": "439.60"
    }
  ]
}